If you’re thinking about where to spend your golden years, then you’re in luck. A recently published report found the top U.S. cities that are affordable and safe for any retiree, no matter what you’re looking for. Let’s take a look at 18 of them.
A Relaxing Retreat
This information comes from a Nasdaq report. In Pinehurst, North Carolina, the crime rate is as low as the golf scores, and you only need around $68,516 a year to retire comfortably. Here, you can enjoy a peaceful life among your fellow retirees, who comprise nearly 40% of the population.
Rocking in Rockport
Rockport, Massachusetts, is a little more on the pricey side at around $95,952 yearly, but at the end of the day, the peace of mind counts. This is a pretty safe city, and the ocean views are worth every penny, even if you need many of them. You definitely won’t regret moving here.
Friendly Frankfort
If your wallet’s tight, Frankfort, Kentucky, could be the one for you because living expenses are under $60,000, and it has a great livability score. This makes it a no-brainer for smart savers. The town has a friendly atmosphere and plenty of green spaces, making living in both affordable and exciting.
Unwind in Urbandale
Urbandale, Iowa, offers a mix of affordability and charm for around $63,189 a year. Here, you can enjoy a sense of community that scores high on every retiree’s wish list. This city is famous for its welcoming residents and various community events that’ll keep your social calendar as full as you want it.
Lakeside Leisure
Settle down in Fergus Falls, Minnesota, where the annual cost of $64,065 means you’ll be close to stunning lakes and a friendly crowd of retirees. The area is perfect for nature lovers as there are many fishing opportunities and lakeside walks. There are also weekly events and classes, which are great for keeping your mind and body active.
Historic Montpelier
If you’re looking for a place that’s both safe and beautiful, Montpelier, Vermont, is for you. You’ll need around $68,735 annually to enjoy the city’s beautiful landscapes, rich history, and numerous galleries. Many retirees love the city’s farmers’ markets and seasonal festivals, which will give you a taste of local life and fresh produce.
A Life of Luxury
Lexington, Massachusetts, is on the pricier side at $105,583 annually, but since the town has top-tier living standards and good security, it’s a splurge that’s truly worth it. The city has many historical sites and lush parks, which are great for both leisure and learning in your golden years. You’ll find it pretty easy to make new friends here since there’s such a great local community.
Beatrice on a Budget
Beatrice, Nebraska, is as affordable as they come, with an annual cost of living at just $56,403. That’s a pretty good price for such a cozy small town, and residents here enjoy the quiet life with all the essential amenities nearby. There are also so many social events to participate in, meaning you’ll always have something to do.
A Tranquil Touch
Near Niagara Falls is Tonawanda, New York, which is more than simply beautiful scenes. It’s a place where you can enjoy a cost-effective lifestyle while you admire the stunning beauty of the falls. Local parks and community centers also have a range of activities, including yoga classes and art workshops.
Cost-Conscious Community
Ohio’s Kettering is great for those who want to keep retirement costs down without sacrificing any community spirit, all for $58,228 a year. It has many parks and recreational activities, so you can keep your days active. Don’t forget to check out the senior center, where you can play card games or participate in educational classes.
Brunswick by the Sea
Maine’s Brunswick is a little pricier option at $82,088 a year, although you’re really paying for the strong sense of safety and community here. This is the perfect place for anyone looking for a serene seaside retirement, especially since there’s so much maritime history here. Whether it’s kayak clubs or seafood festivals, Brunswick is great for retirees.
Dover’s Delights
Dover, New Hampshire, might be the sweet spot for retirees who want both affordability and culture. For roughly $75,010 a year, you can be part of a city packed with history, including walking tours and local theaters. Dover is a place that mixes the historical with the communal, meaning you’re never short of something to be amazed at or participate in.
Parma’s Community Spirit
Parma, Ohio, is where affordability meets community, and it’s truly a perfect place for retirees who love being around other people. There are also many leisure and wellness options, like morning Tai Chi in the park. Living in Parma means you’ll enjoy a healthy and fun retirement.
Charm of the Coast
You can spend your golden years in Milford, Connecticut, among ocean breezes and community gatherings. You’ll need an annual budget of around $80,000 to enjoy an active seaside life with things like beach picnics and even a boat-building workshop. Retiring in Milford means retiring in place with the sea and sand as your surroundings.
Safe and Sound
Rochester, Minnesota, is famous for its outstanding medical care, which is one of the reasons it’s so great for retirees. You’ll need about $68,735 annually to access some of the best healthcare around, plus a calendar filled with cultural and educational events. In Rochester, you can stay safe and connect to a world of ideas.
Relaxing by the Riverfront
In Dubuque, Iowa, you’ll be retiring in a place where the beauty of the Mississippi River is everywhere. It’s not too expensive either, with an average budget of $61,949 yearly that’ll support a rich lifestyle in the great outdoors. It doesn’t matter if you’re exploring riverfront trails or enjoying a local play because Dubuque is a great mix of relaxation and community.
Capital Appeal
Head over to Concord, New Hampshire, to feel the past truly come alive alongside the conveniences of today for $73,259 a year. However, outside the historical tours and landmarks, the city has plenty of activities for you to do, such as going to the public library or being part of the historical society. This is a place where you can keep learning, even during retirement.
Refined Retirement
Exeter, New Hampshire, offers an upscale retirement experience without sacrificing comforts. For $86,758 a year, you can relax in a historic town with plenty of modern-day luxuries to suit even the most sophisticated tastes. Fancy a walk? There are plenty of quaint streets to enchant you. Feeling hungry? Dine at a gourmet restaurant. Exeter has it all.
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