Are you ready to kick by the sea and live out your retirement dreams without emptying your wallet? There are plenty of coastal towns across America where living comes easily, and your retirement funds stretch further than you might think. We’ve got 18 of them here, and there’s a coastal town for everyone, no matter what you’re into.
Naples, Florida
If you think Naples is just for the rich, then think again. It’s a place where you can enjoy golden sunsets on the Gulf of Mexico without having to fork out too much cash. Naples also has plenty of golf courses for you to spend your golden years and some of the best healthcare in the country.
Beaufort, South Carolina
In Beaufort, South Carolina, you can experience all the charm of the Old South for a pretty good price. It’s a beautiful town with oak-lined streets and living costs that feel like a steal. Life is quite relaxing here, too, and you can pick up all kinds of hobbies, like fishing or even boating. The fact that you can experience it on a budget is just the cherry on the cake.
Portsmouth, New Hampshire
Portsmouth, New Hampshire, has no income or sales tax but plenty of New England beauty. There’s a lot of history to get stuck in and killer seafood to try. If keeping more of your retirement savings somewhere with a lively downtown sounds good, Portsmouth might be the place for you.
Astoria, Oregon
Living in Astoria, Oregon, with its Victorian homes and waterfront views, feels like you’re on a movie start. It’s artsy, quirky, and, best of all, it’s affordable. There are plenty of festivals to participate in and lots of fresh seafood to try. And let’s not forget the local community, which will make you feel like you’re part of the family as soon as you arrive.
Traverse City, Michigan
There are plenty of things to do in Traverse City, Michigan, like wine tasting and cherry festivals. But the best part is that living here won’t drain your bank account, and it’s perfect for nature lovers who want a little small-town charm. The pace of life here is just right for anyone looking to unwind in their golden years.
Venice, Florida
Venice, Florida, is somewhere you can kick back and enjoy the waterfront fun, whether by kayaking or hunting for shark teeth at the beach. The living costs aren’t too bad either, so you can spend your days enjoying the waves instead of worrying about bills. People here are always up for an outdoor adventure, and it’s easy to make friends with people who share your passions.
Sequim, Washington
If you’re tired of the rain, you might want to move to Sequim, Washington, as it has more sunny days than any other part of western Washington. This makes it perfect for growing lavender or relaxing in your backyard in the warm sunshine. And with manageable living costs, it’s a breath of fresh air for many retirees.
Gulfport, Mississippi
Gulfport, Mississippi, has plenty of friendly faces and delicious seafood to try, so it’s hard to see why anybody wouldn’t want to live here. Your retirement funds will go a long way here, meaning you can sit back and relax in that warm Gulf breeze in peace. There are also many volunteer and social activities, so you’ll never get bored.
Southport, North Carolina
Southport, North Carolina, is for anyone who wants a quieter life, thanks to the town’s sleepy streets and riverfront views. It’s cheaper than its busy neighbors, and the warm welcome from the locals will make you feel right at home. On those lazy afternoons, you can also explore the numerous antique shops and local restaurants here.
Eureka, California
Lots of us want to live near the redwoods but don’t want to pay those premium prices, which is where Eureka, California, comes in. This NorCal has the sea and the trees without any of those crazy costs, so it’s perfect for retirees who want to enjoy nature on a budget. You can also join the local arts scene and flex your creative muscles.
Brunswick, Georgia
In Brunswick, Georgia, you can enjoy decent weather all year round and do some fishing or boating. It’s a town that perfectly captures the essence of Southern hospitality, and you won’t need to spend too much money to enjoy it. The historic downtown is also great for leisurely walks and enjoying the festivals that bring everyone together.
Florence, Oregon
Waking up to the sound of the ocean and not worrying about your budget sounds like a dream, but you can make it a reality in Florence, Oregon. The coast views here are truly stunning, and there are plenty of things to do, like golf or hiking. It’s a peaceful place with a community-focused attitude, meaning there are always events to meet new friends.
Lewes, Delaware
Any retiree who wants to move somewhere that’ll keep their calendars full should think about Lewes, Delaware. Thanks to the state’s no sales tax and low property taxes, your retirement dollars will stretch further, and the local marina is just right for amateur sailors. Don’t miss the Lewes Farmers Market, where you can get some fresh local goodies every week.
Gloucester, Massachusetts
Hidden away on Cape Ann, Gloucester, Massachusetts, is great for any retirees who like the sea but not a high cost of living. There’s plenty of fishing here, which means you can get fresh catches every day and ocean views that are simply breathtaking. If that’s not your thing, there are also many galleries and studios where you can enjoy the arts.
Fairhope, Alabama
Fairhope, Alabama, is a gorgeous little town on Mobile Bay with low living costs and a love for the arts. You can enjoy the finer parts of life here by attending an art class or bayside concerts without worrying about your finances. A community center also hosts activities for every type of retiree out there.
Corpus Christi, Texas
Everything’s big in Texas, but your spending doesn’t have to be in Corpus Christi. It’s an affordable city with lots of beachside charm, including excellent markets and some of the best fishing spots in the state. The locals are down-to-earth and make settling in a walk in the park. Plus, there’s always something going on on the boardwalk.
St. Augustine, Florida
While most people know St. Augustine, Florida, for its historic architecture and cobblestone streets, many don’t realize how great it is for budget-conscious retirees. It’s the oldest city in America and has a great mix of history and culture with affordable living options. Be prepared to be transported back to the past in this gorgeous town.
Olympia, Washington
Olympia, Washington, is a good choice for retirees who want to leave sustainably and cheaply. This eco-friendly town is tucked away in Puget Sound and has many lush parks and organic markets that welcome everyone. Retirees living here get to stay involved and celebrate the beauty of nature without needing to stress about their bills.
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