If you’re earning around $60,000 a year and worried that it won’t be enough to buy a home, don’t worry. There are many places across America where you can get a great home without maxing out your budget. Here are 18 states where the numbers line up perfectly for homebuyers on a $60,000 salary.
A Hidden Gem
This data comes from a Go Banking Rates report. West Virginia is one of the best places around since it has an average home price of $155,080, so you only need to earn around $32,418 annually to live comfortably. That’s far less than many places, meaning you’ll get to enjoy beautiful mountains for relatively cheap.
Southern Hospitality
Mississippi is a place where the average home costs $170,653, so you only need a salary of about $35,673 to live here. Of course, the numbers aren’t the only important thing because this is a state that’s all about porch swings and a sense of community. Being affordable and friendly is certainly a win-win for Mississippi.
Jazz Up Your Life
Anyone who’s a fan of jazz and Mardi Gras might want to think about moving to Louisiana, where homes average around $195,240. You’d need a yearly income of about $40,813 to live here comfortably. Honestly, it’s a small price to pay to be in a place that’s the perfect mix of modern city life and historic towns.
Doing More Than the Derby
In Kentucky, the average home price is just $196,412, and you need a salary of about $41,058 to buy here. If you’re looking for rolling hills and some of the best bourbon distilleries in the world, then this is the place for you. Here, there’s a sense of community that you just can’t beat, and every place has a story, whether you’re into small towns or huge cities.
Natural Beauty
In Arkansas, the average home price is $198,364, meaning you’ll need a salary of just over $41,466. It’s a nature lover’s paradise that’s surprisingly affordable, where you can explore mountain trails and crystal-clear lakes. The low cost of living here means you’ll get to enjoy the great outdoors without any major financial problems.
Great Plains, Greater Prices
Oklahoma is definitely worth a look, as the state has an average home price of $200,153 and an average salary of $41,840. You’ve got so much BBQ to try here, as well as plenty of breathtaking plains waiting for you. People really care about community, and this is the kind of place where you can really plant your roots.
Friendly and Affordable
While Iowa isn’t exactly flashy, it’s certainly got some heart and homes for just $212,367 on average. You’ll need about $44,394 a year to live comfortably here and enjoy all of those cornfields. Things tend to be pretty relaxed, while the state’s schools and healthcare facilities are top-notch, making it a great state for raising a family.
More Than a Flyover State
Most people think of Kansas as just an average state, but it’s so much more than that. Home prices are around $217,817, and you’ll only need a salary of $45,533, meaning it’s an attractive place for anyone who wants a quiet and affordable life. This is a state with friendly towns and sunflower fields as far as the eye can see. What more could you want?
Sweet Home and Sweet Prices
Alabama is where the heart is, with average home prices at $218,004 and a salary of around $45,572. It’s a place where community truly matters, whether that’s on the Gulf shores or the busy cities. Alabama has a little something for everyone, and the state’s warm climate is an added bonus.
Midwestern Charm
You’ll only need a yearly salary of $45,683 to buy a house in Ohio since home prices average $218,535. If you’re into rock and roll or hiking trails, then this is the state for you because Ohio has a lifestyle that’s affordable for almost anyone. In cities like Cleveland and Cincinnati, you can enjoy the buzz of the city, while in the countryside, you can sit back in peace.
Lakes and Landscapes
Michigan is where the Great Lakes are, with the average home costing around $230,125. You can make this dream happen if you earn $48,106, and you can enjoy all four seasons without too much financial hassle. Moving here, you’ll understand why Michigan is so famous for its natural beauty, such as the shores of Lake Michigan and the lush forests up north.
Crossroads of America
Indiana is at the crossroads of America, where the average home costs around $231,278, and you’ll need a salary of $48,347. It’s a state that has a rich history of manufacturing, as well as lots of sporting events. This state is a good choice for anyone looking for plenty of friendly communities and a strong sense of culture.
The Show-Me State
If you show the Show-Me state, aka Missouri, $49,921 a year, then it’ll show you an average-priced home of $238,808. This state is a mix of so many cultures and some of the most beautiful landscapes in the Midwest. There’s so much to enjoy here, like the incredible nightlife of St. Louis or perhaps the serene beauty of the Ozarks.
Plain(s) and Simple
Nebraska is pretty plain-spoken and simple, as the average home price is $251,535. To settle down here, you’ll need about $52,581 per year, which will get you a house in a place with friendly people and open skies. Life here moves at a great pace, and if you’re looking for a state where you can truly unwind, Nebraska could be the perfect fit.
Up North, Down Payment
With North Dakota’s home prices at an average of $252,382, a yearly salary of $52,758 will set you up nicely. It’s a place known for its rugged and spectacular seasons, which also allow you to do plenty of outdoor activities. Want to go fishing or hiking? The summers are perfect for that. Fancy snowmobiling or cross-country skiing? Stick around until winter.
Big Cities, Small Prices
Illinois is a state that’s a mix of urban and rural, with homes averaging $254,709. A place here could be yours if you have a salary of $53,245, and that’s all you need to be part of city life in Chicago or the peaceful rural areas. This is a state that’s great for those who want a bit of everything.
Keystone to Affordability
In Pennsylvania, the average home price is $256,401, meaning you’ll need to earn around $53,599 per year. There’s so much history to explore, as well as many relaxing retreats, so you’ll never get bored. Pennsylvania also has some of the best colleges and medical facilities in the country, so it’s the perfect choice for both families and professionals.
Cheese, Cheers, and Cheap Homes
Last on our list is Wisconsin, where the average home price is $288,799. You’ll need a salary of about $60,371 to enjoy the cheese curds and Packers games, making it a relatively budget-friendly state. There’s always something going on in Wisconsin, too, so making new friends won’t be too difficult either.
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